Life Insurance

Life insurance is designed to pay out a lump sum in the event of death. People often take out life insurance simply to repay their mortgage. This is normally insufficient to enable your partner and dependants to maintain a reasonable standard of living especially if you are the sole bread winner. You should also consider the devastating effect of losing your partner whether they work or not and should ensure they are covered too. Life assurance is relatively cheap because very fortunately, dying young is not that common, however the peace of mind of knowing that your loved ones will be financially looked after is worth every penny.

Life insurance cover comes in many guises including whole of life, family income benefit and mortgage protection. On top of this there are lots of additional choices such as level, decreasing & increasing cover, flexible term, renewable, joint life, first/second death, critical illness, terminal illness the list goes on…

Life insurance cover is important and we can help you find the policy that is best suited to your individual needs.

Also see

Accident Sickness and Unemployment Private Medical Insurance

Critical Illness Income Protection Insurance Term Assurance

Financial Advice... pure and simple

The Ethical Partnership Ltd provides financial advice and planning, in plain English, to people who want to ensure they make the right financial decisions at the right times and at the right cost. It's simple!

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