Investments such as ISA's (Individual Savings Accounts), Self-Invested Personal Pensions (SIPP's), Off-shore and On-shore Investment Bonds, Unit Trusts, Investment Trusts, Open-ended Investment Companies (OEICS) and Exchange Traded Funds (ETF's) differ greatly in areas such as avoidance and positive criteria, tax treatment, charges and investment returns.
We research the whole market when offering independent financial advice. The first meeting with one of our Directors is totally free, takes between one and two hours, and can be at your home, office, or our own offices. This meeting will enable you to “get a feel” for how we do things. Alternatively we can discuss your requirements over the telephone, via e-mail, or via video conferencing using Skype.
After the first meeting/discussion, if you wish us to work for you, we will prepare a report for a minimum fee of £300. In this report we will make observations on what you already have in place and then make recommendations where we think we can make improvements. We will explain the exact cost, should you wish to proceed further, at the end of the first meeting. For implementing our recommendations our fee will typically be between 0.5% and 3% of the amount invested, depending on the amount of work involved, and how much you are thinking of investing.
Please take the time to contact us and complete the ethical preferences questionnaire, remembering to highlight your financial planning needs, so that we can analyze your answers and recommend the ethical and socially responsible funds that fit closest to your concerns. We will then telephone you to arrange a mutually convenient appointment.
We hope to welcome you as a valued client.